For the accurate people of a new type that buys marriage house to most preparation, what money of one-time paid house did not show city of honest Shanghai building to experience a few years is fast after rising, buy the husband room that small, days grows an area to also want 200 thousand ～ namely 300 thousand yuan, if be to buy 2 houses the bridal chamber of one hall, house price at least also 600 thousand yuan of above. Cannot paid choose loan to buy a house only a road.
Though each room that the bank rolls out borrows a product basically very much the same, but it is this trifling difference bring disparate result possibly. Since this year, many banks rolled out a series of rooms to borrow again taste newly, the person that let buy a house had more choices. The person that buy a house can need completely according to his, the room that the choice suits borrows a product.
Raise loan specified amount to spend
Typical feature: New personality income is not high, unavailable full specified amount borrows money. But parental income is considerable.
Prescription: Optional relay loan raises the forehead to spend
Have media exposure early, on the crowd that 80 time are born held the century to marry this year the one much in tide, be in actualer and actualer today, "Marring too early " had become urbanite to mind not odd choice. Their some works 3, 4 years, some even graduate student graduation just has a job, income just just starts, because this is taken very hard when application room is borrowed,spend to highest forehead. However meanwhile, the saving of this kind of crowd is same not much, head pay finite, urgent also need obtains the loan that higher specified number spends. Branch of Shanghai of Chinese agriculture bank is them special made product is " relay borrows money " .
That is to say, if serve as filial borrower to anticipate prospective income case is better, but at present income on the low side, can lend amount by active regulation less, can serve as collective borrower to borrow money in order to increase through increasing parents so amount. In the meantime, to additionally a few circumstances, if regard parental borrower as the age,slant big, decide by active compasses (≤ of fixed number of year of loan of borrower age ＋ 65) can borrow fixed number of year shorter, lunar reimbursement pressure is greater, the hope serves as collective borrower through appointing children in order to extend the case of reimbursement deadline as much applicable. Current, loan of individual housing relay applies to building of individual housing skill to borrow money only.
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